# SGGrantAdvisor

> Every Singapore business grant, explained. A plain-English directory of Singapore government grants for business owners: what each grant funds, who qualifies, how much support you get, and how to apply. Built to be read by humans and AI agents.

EDGE grant: new applications from 30 September 2026. Support and requirements depend on the activity. https://sggrantadvisor.com/edge-grant
EDG, PSG and MRA closed to new applications on 29 September 2026. From 30 September 2026, new applications go through EDGE. Earlier submissions and ongoing projects continue under their original terms.

Full detail for every grant: /llms-full.txt
JSON API (authless, CORS-open for GET): https://sggrantadvisor.com/api/grants (list, supports ?q= &category=), https://sggrantadvisor.com/api/grants/{slug} (full entry)
MCP server (streamable HTTP, authless): https://sggrantadvisor.com/mcp with tools search_grants(query, category?), get_grant(slug), get_eligibility(slug), list_goals()
Connect from Claude Code: claude mcp add --transport http sggrantadvisor https://sggrantadvisor.com/mcp

## Goals

- [Digitalise & Automate](https://sggrantadvisor.com/goals/digitalise): Grants that co-fund software, ERP, e-commerce, and digital tools for your business. (5 entries)
- [Go Green](https://sggrantadvisor.com/goals/go-green): Co-funding for energy-efficient equipment and sustainability upgrades. (4 entries)
- [Go Overseas](https://sggrantadvisor.com/goals/go-overseas): Support for taking your Singapore business into new markets. (4 entries)
- [Hire & Wages](https://sggrantadvisor.com/goals/hire-and-wages): Salary support and wage co-funding when you hire, convert, or raise pay. (6 entries)
- [Loans & Financing](https://sggrantadvisor.com/goals/financing): Government risk-sharing schemes that make bank financing easier to get. (1 entries)
- [Start Something](https://sggrantadvisor.com/goals/startup-funding): Grants and co-investment for first-time founders and deep-tech startups. (4 entries)
- [Train Your Team](https://sggrantadvisor.com/goals/train-your-team): Credits and subsidies for upskilling your employees. (3 entries)
- [Upgrade & Transform](https://sggrantadvisor.com/goals/upgrade-capabilities): Co-funding for consultancy, process improvement, branding, and business transformation projects. (15 entries)

## Grants

- [EDGE Grant](https://sggrantadvisor.com/edge-grant): New applications from 30 September 2026; support and requirements depend on the activity.
- [Enterprise Development Grant (closed; historical reference)](https://sggrantadvisor.com/grants/edg): Enterprise Development Grant closed to new applications on 29 September 2026. New applications go through EDGE from 30 September. Earlier submissions and ongoing projects continue under their original terms.
- [Market Readiness Assistance (closed; historical reference)](https://sggrantadvisor.com/grants/mra): Market Readiness Assistance closed to new applications on 29 September 2026. New applications go through EDGE from 30 September. Earlier submissions and ongoing projects continue under their original terms.
- [Productivity Solutions Grant (closed; historical reference)](https://sggrantadvisor.com/grants/psg): Productivity Solutions Grant closed to new applications on 29 September 2026. New applications go through EDGE from 30 September. Earlier submissions and ongoing projects continue under their original terms.
- [3R Fund (Reduce, Reuse, Recycle) (3R Fund)](https://sggrantadvisor.com/grants/nea-3r-fund): National Environment Agency (NEA) | support: Up to 80% of qualifying costs (drops to 40% for common off-the-shelf tech like standard food-waste digesters) | max: S$1 million per project/applicant; Packaging Partnership Programme members get doubled funding
- [Advanced Digital Solutions (ADS)](https://sggrantadvisor.com/grants/imda-ads): IMDA | support: Up to 50% | max: Per approved solution package
- [Agri-food Cluster Transformation (ACT) Fund (ACT Fund)](https://sggrantadvisor.com/grants/agri-food-cluster-transformation-fund): Singapore Food Agency | support: Varies by component; includes a one-off S$15,000 package for standards adoption (S$10,000 consultancy + S$5,000 certification fees); larger co-funding for technology upscaling scoped per project | max: S$70 million total pool (ACT Fund 2) available until 31 March 2031; per-project caps scoped by SFA
- [Business Improvement Fund (BIF) (BIF)](https://sggrantadvisor.com/grants/business-improvement-fund-bif): Singapore Tourism Board | support: Up to 70% of qualifying costs for SMEs; up to 50% for non-SMEs | max: Not published; scoped per project by STB
- [CISO-as-a-Service (Cybersecurity Health Plan) (CISOaaS)](https://sggrantadvisor.com/grants/csa-ciso-as-a-service): Cyber Security Agency of Singapore (CSA) | support: Up to 70% co-funding | max: Not published; co-funding applies to consultancy engagement with CSA-appointed providers
- [Career Conversion Programme (CCP)](https://sggrantadvisor.com/grants/ccp): Workforce Singapore | support: Up to 90% salary support during training | max: Capped per-month per programme; enhanced for mature and long-term unemployed hires
- [Company Training Committee Grant (CTC Grant)](https://sggrantadvisor.com/grants/ctc-grant): NTUC e2i | support: Up to 70% | max: Project-based
- [Digital Leaders Programme (DLP) & Digital Leaders Accelerator Bootcamp (DLAB) (DLP)](https://sggrantadvisor.com/grants/imda-digital-leaders-programme): IMDA | support: Funding support provided; rate not published on the current page (earlier IMDA materials cited up to 70% of qualifying costs - confirm with IMDA) | max: Not published; scoped per company with IMDA
- [Double Tax Deduction for Internationalisation (DTDi)](https://sggrantadvisor.com/grants/dtdi): Enterprise Singapore / IRAS | support: 200% tax deduction | max: Automatic up to the annual expense cap (approval needed above it)
- [Enabling Employment Credit (EEC)](https://sggrantadvisor.com/grants/enabling-employment-credit): IRAS / MOM / SG Enable | support: Up to 20% of monthly wages, capped at S$400/month per employee; plus an additional 20% (another S$400/month cap) for the first 9 months if the person has not worked for at least 6 months | max: Up to S$800/month per employee during the first 9 months, then S$400/month ongoing; scheme extended at Budget 2025 to 31 December 2028
- [Energy Efficiency Grant (EEG)](https://sggrantadvisor.com/grants/eeg): Enterprise Singapore / NEA | support: Up to 70% | max: Tiered caps (base tier historically S$30,000 per year)
- [Enterprise Financing Scheme (EFS)](https://sggrantadvisor.com/grants/efs): Enterprise Singapore (with banks) | support: Government risk-share 50 to 70% | max: Working capital up to S$500,000; other tracks higher
- [Enterprise Innovation Scheme (EIS) (EIS)](https://sggrantadvisor.com/grants/enterprise-innovation-scheme-eis): IRAS | support: 400% tax deduction/allowance on the first S$400,000 of qualifying spend per activity per YA; optional cash conversion at 20% on up to S$100,000 of qualifying spend | max: S$20,000 cash payout per YA (if converting), or enhanced deductions on up to S$400,000 per qualifying activity per YA; available YA 2024 to YA 2028
- [Experience Step-Up Fund (ESF)](https://sggrantadvisor.com/grants/stb-experience-step-up-fund): Singapore Tourism Board (STB) | support: Not published; assessed per project by STB | max: Not published; scoped per project
- [Financial Sector Technology and Innovation Scheme (FSTI 3.0) (FSTI 3.0)](https://sggrantadvisor.com/grants/mas-fsti-3): Monetary Authority of Singapore (MAS) | support: Track-dependent: typically up to 50% co-funding (manpower co-funding 50% for Singapore Citizens / 25% for non-SCs on CoE and industry-wide tracks) | max: Track-dependent: e.g. ~S$400,000 (Early Innovation), S$500,000 (ESG FinTech), S$250,000 rental cap (CoE)
- [GenAI for SMEs (GenAI Navigator + pre-approved GenAI solutions) (GenAI for SMEs)](https://sggrantadvisor.com/grants/imda-genai-solutions-smes): IMDA (SMEs Go Digital) | support: Up to 50% grant support on pre-approved GenAI solutions | max: Per Productivity Solutions Grant caps for the chosen solution
- [Go Digital Advisor & Digital Health Check (formerly CTO-as-a-Service) (Go Digital Advisor)](https://sggrantadvisor.com/grants/imda-go-digital-advisor): IMDA (SMEs Go Digital) | support: Free advisory tools; recommended solutions carry up to 50% grant support | max: N/A (advisory); solution grants per PSG caps
- [Growth and Transformation Scheme (GTS)](https://sggrantadvisor.com/grants/bca-growth-transformation-scheme): Building and Construction Authority (BCA) | support: Up to 70% of cost premiums tied to qualifying costs, on reimbursement basis | max: Not published; scoped per alliance workplan
- [Kickstart Fund (Kickstart)](https://sggrantadvisor.com/grants/stb-kickstart-fund): Singapore Tourism Board (STB) | support: Not published; assessed per project by STB | max: Up to S$1 million per project; pilot events supported for up to 4 editions over 4 years
- [Local Enterprise and Association Development (LEAD) Programme (LEAD)](https://sggrantadvisor.com/grants/lead-programme): Enterprise Singapore | support: Up to 70% of eligible project costs | max: Not published; scoped per project with EnterpriseSG
- [Maritime Innovation and Technology (MINT) Fund (MINT Fund)](https://sggrantadvisor.com/grants/mpa-mint-fund): Maritime and Port Authority of Singapore (MPA) | support: Co-funding of manpower, equipment and operating expenditure (MINT-RPD); grant of up to S$100,000 (MINT-STARTUP) | max: MINT-STARTUP: S$100,000; MINT-RPD: scoped per project
- [Mid-Career Pathways Programme (Host Organisations) (MCPP)](https://sggrantadvisor.com/grants/mid-career-pathways-programme): WSG / SWDA | support: Government funds 70% of the monthly training allowance; you co-fund 30% | max: Allowance range S$1,800-S$3,800/month (government share up to ~S$2,660/month), for 4-6 months per trainee
- [Overseas Markets Immersion Programme (for Employers) (OMIP)](https://sggrantadvisor.com/grants/overseas-markets-immersion-programme): WSG / SWDA (Programme Partner: Singapore Business Federation) | support: Up to 70% salary support (capped S$5,000/month) for up to 9 months, plus up to 70% overseas allowance (capped S$3,000/month) while the employee is physically in-market | max: Up to S$72,000 per eligible employee
- [Partnerships for Capability Transformation (PACT) (PACT)](https://sggrantadvisor.com/grants/pact-programme): Enterprise Singapore / EDB | support: Co-funding of qualifying partnership costs; exact rate scoped per project with EnterpriseSG/EDB (not published) | max: Not published; project-based
- [Progressive Wage Credit Scheme (PWCS)](https://sggrantadvisor.com/grants/pwcs): IRAS | support: Co-funding share of qualifying wage increases (rates set per year at Budget) | max: Applies to wage increases within the qualifying gross wage ceiling
- [Resource Efficiency Grant for Emissions (REG(E)) (REG(E))](https://sggrantadvisor.com/grants/edb-reg-e-emissions): Singapore Economic Development Board (EDB) | support: Tiered by carbon abatement achieved, capped at 50% of qualifying costs | max: No published dollar cap; capped at 50% of qualifying costs, sized by abatement
- [Scale-Up Programme (Scale-Up)](https://sggrantadvisor.com/grants/scale-up-sg): Enterprise Singapore | support: Heavily subsidised structured programme (fee support not publicly disclosed) | max: Not published; value is in subsidised top-tier consulting, leadership training, and mentor network
- [Senior Employment Credit (SEC)](https://sggrantadvisor.com/grants/senior-employment-credit): IRAS / MOM | support: Up to 2% of wages (age 60-64), up to 4% (age 65-68), up to 7% (age 69 and above) in 2026; extended at Budget 2026 to cover wages paid up to 31 Dec 2027 | max: 7% of monthly wages per eligible senior worker (wages up to S$4,000/month qualify)
- [SkillsFuture Course Fee Funding + Absentee Payroll (employer-sponsored training) (ETSS / AP Funding)](https://sggrantadvisor.com/grants/skillsfuture-training-subsidies-employers): SWDA (merged SkillsFuture Singapore + Workforce Singapore) | support: SMEs: up to 90% off Tier 1 courses (emerging/employability skills), up to 70% off Tier 2 (WSQ and other approved courses). Non-SMEs: up to 70%/50% baseline, rising to 90%/70% for Singaporean staff aged 40+ (Mid-Career Enhanced Subsidy). Absentee Payroll: flat S$4.50/hour | max: Course subsidies uncapped per course (percentage-based); Absentee Payroll capped at S$100,000 per enterprise per calendar year
- [SkillsFuture Enterprise Credit (SFEC)](https://sggrantadvisor.com/grants/sfec): SkillsFuture Singapore | support: 90% of out-of-pocket costs | max: S$10,000 credit
- [SkillsFuture Workforce Development Grant (Job Redesign+) (WDG(JR+))](https://sggrantadvisor.com/grants/wdg-job-redesign-plus): WSG / SWDA (via Business Grants Portal) | support: Up to 70% of project costs for SMEs, up to 50% for non-SMEs | max: S$150,000 per enterprise total, with sub-caps: S$50,000 workforce consultancy, S$60,000 capability building, S$90,000 workforce tech solutions (tech must be bundled with another component)
- [Startup SG Equity (SSGE)](https://sggrantadvisor.com/grants/startup-sg-equity): Enterprise Singapore / EDB | support: Government co-investment alongside qualified private investors (ratio varies by stage and deal) | max: Co-investment cap of up to S$12 million per deep tech startup via SEEDS Capital (raised from S$8 million); general tech capped lower
- [Startup SG Founder (SSG Founder)](https://sggrantadvisor.com/grants/startup-sg-founder): Enterprise Singapore | support: S$3 for every S$1 you raise | max: S$50,000
- [Startup SG Tech (SSG Tech)](https://sggrantadvisor.com/grants/startup-sg-tech): Enterprise Singapore | support: Grant (milestone-based) | max: POC up to S$250,000; POV up to S$500,000
- [Tourism Product Development Fund (TPDF)](https://sggrantadvisor.com/grants/stb-tourism-product-development-fund): Singapore Tourism Board (STB) | support: Not published; assessed per project by STB | max: Not published; scoped per project
- [Uplifting Employment Credit (UEC)](https://sggrantadvisor.com/grants/uplifting-employment-credit): IRAS / MOM | support: Up to 20% of monthly wages for the first 9 months of employment | max: Capped at S$600/month per employee (max ~S$5,400 per hire over 9 months); scheme runs until 31 December 2028
- [Water Efficiency Fund (WEF)](https://sggrantadvisor.com/grants/pub-water-efficiency-fund): PUB, Singapore's National Water Agency | support: 70% for assessments and pilots; for implementation, water-savings incentive (S$0.71/m3 potable water saved) OR up to 50% of capital cost, whichever is lower | max: S$30,000 (assessment), S$150,000 (pilot study), S$300,000 (water-efficient equipment), S$5 million (recycling / IWSDF projects)
- [Workfare Skills Support (employer-sponsored track) (WSS)](https://sggrantadvisor.com/grants/workfare-skills-support): SWDA / WSG | support: Absentee Payroll at 95% of hourly basic salary, capped at S$13 per training hour (vs the standard S$4.50/hour) | max: S$13/hour per eligible trainee, within the S$100,000/year enterprise AP cap