Grants to loans & financing

Government risk-sharing schemes that make bank financing easier to get.

EFS · Enterprise Singapore (with banks)

Enterprise Financing Scheme

Not a grant, but the reason banks say yes: the government shares 50 to 70% of loan default risk across working capital, trade, fixed assets, venture debt, and M&A loans.

Government risk-share 50 to 70%Working capital up to S$500,000; other tracks higher

Compare loans & financing grants side by side

Grant	Agency	Support	Cap
Enterprise Financing Scheme	Enterprise Singapore (with banks)	Government risk-share 50 to 70%	Working capital up to S$500,000; other tracks higher

Common questions

Which Singapore grants help businesses loans & financing?

1 schemes are listed here, including EFS. Each entry shows the support rate, the cap, who qualifies and the official source.

Can I combine more than one grant?

Sometimes, but never for the same cost. Most application forms ask whether you are claiming any other government support for the same expenses, and double funding is a common reason for rejection or clawback.

Free eligibility check

Find out what the loans & financing will co-fund for you.

15 minutes on WhatsApp. We check your eligibility, the realistic support amount, and whether a different grant fits better. No fee, no obligation.

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