The directory

All Singapore business grants

Support rates, caps, and plain-English eligibility for every major scheme. Terms change at Budget time; each entry links to the official source and shows when we last reviewed it.

42 grants

EDGE · Enterprise Singapore

EDGE Grant

Enterprise Singapore's single business grant from 30 September 2026, replacing EDG, PSG and MRA. Up to 70% of qualifying costs for SMEs and up to 50% for non-SMEs, capped at S$100,000 per company per year, of which up to S$30,000 can go to digital solutions, enterprise systems and automation.

Up to 70% (SMEs), 50% (non-SMEs)S$100,000 per company per year (S$30,000 digital allowance)

Popular

EDG · Enterprise Singapore

Enterprise Development Grant

The flagship SME grant. Co-funds up to 50% of qualified project costs for business upgrading, innovation, and overseas growth projects, including consultancy fees, software, equipment, and internal manpower tied to the project.

Up to 50%Project-based (no fixed cap; scoped per project)

Popular

MRA · Enterprise Singapore

Market Readiness Assistance

Co-funds up to 70% of the cost of entering a NEW overseas market for SMEs (raised from 50% at Budget 2026), capped at S$100,000 per market: overseas marketing, business development, and market entry setup.

Up to 70% (SMEs, from 1 Apr 2026)S$100,000 per new market

Popular

PSG · Enterprise Singapore (via GoBusiness)

Productivity Solutions Grant

The Productivity Solutions Grant (PSG) supports pre-scoped IT solutions, equipment and consultancy from the official GoBusiness list. Applications must be in before 30 September 2026, when the EDGE grant takes over. Verified 25 Sep 2026.

Up to 50%Capped per solution category (check the pre-approved list)

Popular

3R Fund · National Environment Agency (NEA)

3R Fund (Reduce, Reuse, Recycle)

NEA co-funds up to 80% of projects that reduce or recycle waste, capped at S$1 million, with the payout pegged to how many tonnes of waste you actually divert. Open to companies and organisations of any type, but the project must cut at least 100 tonnes of waste over its duration.

Up to 80% of qualifying costs (drops to 40% for common off-the-shelf tech like standard food-waste digesters)S$1 million per project/applicant; Packaging Partnership Programme members get doubled funding

ADS · IMDA

Advanced Digital Solutions

Co-funds up to 50% of advanced, integrated digital solutions (AI, robotics, integrated B2B platforms) that go beyond single-purpose PSG software.

Up to 50%Per approved solution package

ACT Fund · Singapore Food Agency

Agri-food Cluster Transformation (ACT) Fund

SFA's fund to make local farms more productive, climate-resilient, and resource-efficient, now in its second phase (ACT Fund 2) with S$70 million committed through 31 March 2031. It co-funds farming equipment and pre-scoped solutions, large-scale high-tech production systems, and new industry partnership projects.

Varies by component; includes a one-off S$15,000 package for standards adoption (S$10,000 consultancy + S$5,000 certification fees); larger co-funding for technology upscaling scoped per projectS$70 million total pool (ACT Fund 2) available until 31 March 2031; per-project caps scoped by SFA

BIF · Singapore Tourism Board

Business Improvement Fund (BIF)

STB's grant for tourism businesses (and tech companies building tourism solutions) to fund technology adoption, business model redesign, automation, and sustainability projects. SMEs get up to 70% of qualifying costs supported, non-SMEs up to 50%, paid on reimbursement after milestones.

Up to 70% of qualifying costs for SMEs; up to 50% for non-SMEsNot published; scoped per project by STB

CISOaaS · Cyber Security Agency of Singapore (CSA)

CISO-as-a-Service (Cybersecurity Health Plan)

CSA pays up to 70% of the cost of hiring an approved cybersecurity consultant who audits your business, writes a tailored cybersecurity health plan, and helps you fix the gaps. It is the standard route to getting Cyber Essentials certified without hiring your own security staff.

Up to 70% co-fundingNot published; co-funding applies to consultancy engagement with CSA-appointed providers

CCP · Workforce Singapore

Career Conversion Programme

Salary support of up to 90% during the training period when you hire and reskill mid-career workers into new roles, across 100+ programmes by sector and role.

Up to 90% salary support during trainingCapped per-month per programme; enhanced for mature and long-term unemployed hires

CTC Grant · NTUC e2i

Company Training Committee Grant

Up to 70% co-funding for transformation plans developed with an NTUC Company Training Committee, covering equipment, software, and training tied to worker outcomes.

Up to 70%Project-based

DLP · IMDA

Digital Leaders Programme (DLP) & Digital Leaders Accelerator Bootcamp (DLAB)

For digitally ambitious non-ICT companies that want to go beyond off-the-shelf tools: IMDA funds you to chart a digital roadmap, hire an in-house digital team, and deliver emerging-tech (especially AI) projects. The newer DLAB bootcamp, run with partners like BCG and EY-Parthenon, walks your leadership through scoping and shipping a small AI project in under three months.

Funding support provided; rate not published on the current page (earlier IMDA materials cited up to 70% of qualifying costs - confirm with IMDA)Not published; scoped per company with IMDA

DTDi · Enterprise Singapore / IRAS

Double Tax Deduction for Internationalisation

Deduct 200% of qualifying overseas expansion expenses (market trips, trade fairs, overseas marketing) against taxable income, with an automatic claim up to a yearly cap.

200% tax deductionAutomatic up to the annual expense cap (approval needed above it)

EEC · IRAS / MOM / SG Enable

Enabling Employment Credit

A wage offset of up to 20% for every local employee with disabilities you hire, paid automatically. Hire someone with a disability who has been out of work six months or more and the offset roughly doubles for their first nine months.

Up to 20% of monthly wages, capped at S$400/month per employee; plus an additional 20% (another S$400/month cap) for the first 9 months if the person has not worked for at least 6 monthsUp to S$800/month per employee during the first 9 months, then S$400/month ongoing; scheme extended at Budget 2025 to 31 December 2028

EEG · Enterprise Singapore / NEA

Energy Efficiency Grant

Co-funds up to 70% of pre-approved energy-efficient equipment (LED, aircon, refrigeration, cooking equipment and more) for SMEs in supported sectors like F&B, manufacturing, and retail.

Up to 70%Tiered caps (base tier historically S$30,000 per year)

EFS · Enterprise Singapore (with banks)

Enterprise Financing Scheme

Not a grant, but the reason banks say yes: the government shares 50 to 70% of loan default risk across working capital, trade, fixed assets, venture debt, and M&A loans.

Government risk-share 50 to 70%Working capital up to S$500,000; other tracks higher

EIS · IRAS

Enterprise Innovation Scheme (EIS)

A tax scheme that gives your business 400% tax deductions or allowances on the first S$400,000 you spend each year on innovation activities like R&D, IP registration, and staff training. If you are not yet profitable, you can convert up to S$100,000 of that qualifying spend into a non-taxable cash payout of up to S$20,000 per year instead.

400% tax deduction/allowance on the first S$400,000 of qualifying spend per activity per YA; optional cash conversion at 20% on up to S$100,000 of qualifying spendS$20,000 cash payout per YA (if converting), or enhanced deductions on up to S$400,000 per qualifying activity per YA; available YA 2024 to YA 2028

ESF · Singapore Tourism Board (STB)

Experience Step-Up Fund

STB co-funds tourism businesses to develop new visitor experiences, refresh content, adopt technology or upgrade amenities. It is the go-to STB fund for making an existing tourism product more attractive, including digital and hybrid experiences.

Not published; assessed per project by STBNot published; scoped per project

FSTI 3.0 · Monetary Authority of Singapore (MAS)

Financial Sector Technology and Innovation Scheme (FSTI 3.0)

MAS's umbrella scheme funding innovation in the financial sector across seven tracks: Centre of Excellence, Industry-wide Infrastructure, Innovation Acceleration, AI & Data Analytics, ESG FinTech, RegTech and Quantum. Fintechs and solution providers can qualify on several tracks (e.g. Early Innovation at up to 50% of costs capped at S$400,000), but note the scheme is currently extended only until 16 July 2026.

Track-dependent: typically up to 50% co-funding (manpower co-funding 50% for Singapore Citizens / 25% for non-SCs on CoE and industry-wide tracks)Track-dependent: e.g. ~S$400,000 (Early Innovation), S$500,000 (ESG FinTech), S$250,000 rental cap (CoE)

GenAI for SMEs · IMDA (SMEs Go Digital)

GenAI for SMEs (GenAI Navigator + pre-approved GenAI solutions)

IMDA's current GenAI offering for SMEs: a free GenAI Navigator tool that matches you to the right solution, plus a catalogue of pre-approved GenAI solutions (chatbots, marketing content generation, office productivity, generative web design) with up to 50% grant support. This is what the earlier GenAI Sandbox trials have evolved into.

Up to 50% grant support on pre-approved GenAI solutionsPer Productivity Solutions Grant caps for the chosen solution

Go Digital Advisor · IMDA (SMEs Go Digital)

Go Digital Advisor & Digital Health Check (formerly CTO-as-a-Service)

Free self-serve advisory on the SMEs Go Digital portal: a 5-10 minute Digital Health Check scores how digitally ready you are for your sector, and the Go Digital Advisor matches your pain points to grant-supported solutions. It is the current form of what IMDA used to call CTO-as-a-Service.

Free advisory tools; recommended solutions carry up to 50% grant supportN/A (advisory); solution grants per PSG caps

GTS · Building and Construction Authority (BCA)

Growth and Transformation Scheme

BCA funds developer-led alliances (developer plus consultants, main contractor, subcontractors, prefabricators) up to 70% of the cost premium of transforming how they build, targeting 30-35% site productivity gains. Applications are open until 31 March 2028 under the BuildSG Transformation Fund.

Up to 70% of cost premiums tied to qualifying costs, on reimbursement basisNot published; scoped per alliance workplan

Kickstart · Singapore Tourism Board (STB)

Kickstart Fund

STB funding of up to S$1 million per project to pilot innovative tourism concepts and events with strong potential, supporting up to four editions of a new event over four years. Designed to de-risk trying something genuinely new in the tourism scene.

Not published; assessed per project by STBUp to S$1 million per project; pilot events supported for up to 4 editions over 4 years

LEAD · Enterprise Singapore

Local Enterprise and Association Development (LEAD) Programme

Funds trade associations and chambers (TACs) to run industry-wide projects that upgrade capabilities and take local enterprises overseas, covering up to 70% of eligible costs. SMEs benefit indirectly: TACs use LEAD to subsidise members' participation in international trade fairs and business missions at up to 70% of eligible expenses.

Up to 70% of eligible project costsNot published; scoped per project with EnterpriseSG

MINT Fund · Maritime and Port Authority of Singapore (MPA)

Maritime Innovation and Technology (MINT) Fund

MPA's fund for maritime tech, with two live schemes: MINT-RPD co-funds applied R&D and product development done in Singapore, and MINT-STARTUP gives start-ups that finish PIER71 or partner accelerators up to S$100,000 for proof-of-concept and pilot projects. Both are geared to getting new tech deployed in the port and shipping sector.

Co-funding of manpower, equipment and operating expenditure (MINT-RPD); grant of up to S$100,000 (MINT-STARTUP)MINT-STARTUP: S$100,000; MINT-RPD: scoped per project

MCPP · WSG / SWDA

Mid-Career Pathways Programme (Host Organisations)

Trial an experienced 40+ hire for four to six months while the government pays 70% of their attachment allowance. If they work out, you convert them to a permanent role; if not, you part ways with no severance baggage.

Government funds 70% of the monthly training allowance; you co-fund 30%Allowance range S$1,800-S$3,800/month (government share up to ~S$2,660/month), for 4-6 months per trainee

OMIP · WSG / SWDA (Programme Partner: Singapore Business Federation)

Overseas Markets Immersion Programme (for Employers)

Posting a Singaporean employee overseas to open a new market? OMIP pays up to 70% of their salary and 70% of their overseas living allowance for up to nine months. Total support can reach S$72,000 per employee posted.

Up to 70% salary support (capped S$5,000/month) for up to 9 months, plus up to 70% overseas allowance (capped S$3,000/month) while the employee is physically in-marketUp to S$72,000 per eligible employee

PACT · Enterprise Singapore / EDB

Partnerships for Capability Transformation (PACT)

Co-funds structured partnerships between large companies (MNCs or large local enterprises) and Singapore-based SMEs across five modalities: supplier development, co-innovation, capability training, internationalisation, and corporate venturing. Enhanced in March 2024 to cover more industries and partnership types, with a government target of 100 new partnerships over five years.

Co-funding of qualifying partnership costs; exact rate scoped per project with EnterpriseSG/EDB (not published)Not published; project-based

PWCS · IRAS

Progressive Wage Credit Scheme

The government co-funds a share of wage increases you give to lower-wage local employees, automatically via IRAS, no application needed.

Co-funding share of qualifying wage increases (rates set per year at Budget)Applies to wage increases within the qualifying gross wage ceiling

REG(E) · Singapore Economic Development Board (EDB)

Resource Efficiency Grant for Emissions (REG(E))

EDB co-funds up to 50% of projects in manufacturing facilities and data centres that measurably cut carbon, such as energy-efficiency retrofits, non-CO2 greenhouse gas reduction or flare gas recovery. The scheme is open until end-FY2030 and the grant is sized by the carbon abatement your project actually delivers.

Tiered by carbon abatement achieved, capped at 50% of qualifying costsNo published dollar cap; capped at 50% of qualifying costs, sized by abatement

Scale-Up · Enterprise Singapore

Scale-Up Programme

EnterpriseSG's flagship 12-18 month programme that grooms high-growth local companies into global champions, with consulting from partners like McKinsey, EY-Parthenon, PwC and Bain, plus executive training from Stanford and Wharton. Past participants (80 companies across 7 cohorts) added S$2.5 billion in combined revenue within three years of joining.

Heavily subsidised structured programme (fee support not publicly disclosed)Not published; value is in subsidised top-tier consulting, leadership training, and mentor network

SEC · IRAS / MOM

Senior Employment Credit

The government pays you back a slice of the wages of every older Singaporean on your payroll, automatically. If you employ Singapore Citizens aged 60 and above earning up to S$4,000 a month, you receive a wage offset without lifting a finger.

Up to 2% of wages (age 60-64), up to 4% (age 65-68), up to 7% (age 69 and above) in 2026; extended at Budget 2026 to cover wages paid up to 31 Dec 20277% of monthly wages per eligible senior worker (wages up to S$4,000/month qualify)

ETSS / AP Funding · SWDA (merged SkillsFuture Singapore + Workforce Singapore)

SkillsFuture Course Fee Funding + Absentee Payroll (employer-sponsored training)

Employers who sponsor staff on SSG-funded courses get course fee subsidies (up to 90% for SMEs under ETSS) plus absentee payroll funding of S$4.50 per training hour, capped at S$100,000 per enterprise a year. Verified 25 Sep 2026.

SMEs: up to 90% off Tier 1 courses (emerging/employability skills), up to 70% off Tier 2 (WSQ and other approved courses). Non-SMEs: up to 70%/50% baseline, rising to 90%/70% for Singaporean staff aged 40+ (Mid-Career Enhanced Subsidy). Absentee Payroll: flat S$4.50/hourCourse subsidies uncapped per course (percentage-based); Absentee Payroll capped at S$100,000 per enterprise per calendar year

SFEC · SkillsFuture Singapore

SkillsFuture Enterprise Credit

A S$10,000 credit that offsets 90% of out-of-pocket costs on supportable enterprise and workforce transformation programmes, stacking ON TOP of existing grant support.

90% of out-of-pocket costsS$10,000 credit

WDG(JR+) · WSG / SWDA (via Business Grants Portal)

SkillsFuture Workforce Development Grant (Job Redesign+)

The new, much bigger successor to PSG-JR: it funds consultants to redesign jobs around AI and automation, trains your managers to carry the change, and part-pays the HR tech to sustain it. The cap jumped from S$30,000 under PSG-JR to S$150,000 per enterprise.

Up to 70% of project costs for SMEs, up to 50% for non-SMEsS$150,000 per enterprise total, with sub-caps: S$50,000 workforce consultancy, S$60,000 capability building, S$90,000 workforce tech solutions (tech must be bundled with another component)

SSGE · Enterprise Singapore / EDB

Startup SG Equity

The government co-invests alongside approved private-sector investment partners into Singapore-based tech startups with IP and global market potential, stretching every private dollar you raise. Budget 2026 topped the scheme up with S$1 billion and expanded it beyond early-stage to growth-stage deep tech startups.

Government co-investment alongside qualified private investors (ratio varies by stage and deal)Co-investment cap of up to S$12 million per deep tech startup via SEEDS Capital (raised from S$8 million); general tech capped lower

SSG Founder · Enterprise Singapore

Startup SG Founder

A S$50,000 startup capital grant for first-time founders, co-matched 3:1 against S$10,000 you commit, delivered through Accredited Mentor Partners (AMPs) with mentorship attached.

S$3 for every S$1 you raiseS$50,000

SSG Tech · Enterprise Singapore

Startup SG Tech

Early-stage funding for deep-tech: Proof-of-Concept grants up to S$250,000 and Proof-of-Value up to S$500,000 for breakthrough technology commercialisation.

Grant (milestone-based)POC up to S$250,000; POV up to S$500,000

TPDF · Singapore Tourism Board (STB)

Tourism Product Development Fund

STB funding for building new tourism products and experiences that will draw foreign visitors and get them spending. Sits alongside BIF but is aimed at creating something new rather than improving how an existing business runs.

Not published; assessed per project by STBNot published; scoped per project

UEC · IRAS / MOM

Uplifting Employment Credit

A wage offset for giving ex-offenders a second chance: the government covers up to 20% of their wages for the first nine months of employment. It was extended at Budget 2025 and now runs until end-2028.

Up to 20% of monthly wages for the first 9 months of employmentCapped at S$600/month per employee (max ~S$5,400 per hire over 9 months); scheme runs until 31 December 2028

WEF · PUB, Singapore's National Water Agency

Water Efficiency Fund

PUB co-funds businesses to audit, pilot and implement water-saving measures, from a 70%-funded water audit up to S$5 million for a full-scale water recycling plant. Aimed at heavier water users (from 1,000 cubic metres a month), it pays you either per cubic metre of water saved or a share of capital cost, whichever is lower.

70% for assessments and pilots; for implementation, water-savings incentive (S$0.71/m3 potable water saved) OR up to 50% of capital cost, whichever is lowerS$30,000 (assessment), S$150,000 (pilot study), S$300,000 (water-efficient equipment), S$5 million (recycling / IWSDF projects)

WSS · SWDA / WSG

Workfare Skills Support (employer-sponsored track)

Workfare Skills Support (WSS) helps lower-wage Singapore Citizens train. From 1 July 2026, WSS (Basic) pays S$10.50 per training hour (up to 180 hours) and employers get up to 95% absentee payroll, capped at S$13/hr. Verified 25 Sep 2026.

Absentee Payroll at 95% of hourly basic salary, capped at S$13 per training hour (vs the standard S$4.50/hour)S$13/hour per eligible trainee, within the S$100,000/year enterprise AP cap

How Singapore business grants work in 2026

Singapore funds business upgrading through a small number of large schemes and a long tail of targeted ones. Since 30 September 2026 the biggest, the EDGE grant, covers what used to be split across the EDG, PSG and MRA: software and systems, strategy and branding, innovation, standards, sustainability and overseas expansion, under one S$100,000 annual cap per company. Estimate yours.

Around it sit schemes with their own rules: training subsidies and absentee payroll through SkillsFuture, the SkillsFuture Enterprise Credit, hiring and job-redesign support from Workforce Singapore, startup co-investment, tax deductions under the Enterprise Innovation Scheme, and sector funds for agri-food, tourism, construction, maritime and finance.

Three rules hold for nearly all of them: apply before you start, expect to pay first and claim later, and keep every invoice. Each entry above lists the support rate, the cap, who qualifies and the official source, with the date we last checked it.

Common questions

What business grants are available in Singapore in 2026?

The main one is EDGE, Enterprise Singapore’s single grant from 30 September 2026, which replaced EDG, PSG and MRA: up to 70% for SMEs and up to 50% for non-SMEs, capped at S$100,000 per company per year. Alongside it sit schemes for training (SkillsFuture employer subsidies, SFEC), hiring and job redesign, startups (Startup SG), tax deductions (EIS) and sector funds. This directory covers each with rates, caps and eligibility.

Which grant should a small business apply for first?

Start from what you want to do, not the grant name. Software, systems, strategy, branding and overseas expansion now go through EDGE. Staff training goes through SkillsFuture subsidies. Hiring and wage support sits with Workforce Singapore. Use the goals filter above, or ask us for a free check.

Do I need to apply before starting the project?

Almost always. Most Singapore grants refuse costs incurred before the application, and many treat signing a contract or paying a deposit as starting the project.

Are Singapore business grants paid upfront?

Usually not. Most are reimbursements: you pay the vendor in full, then claim the approved share back with invoices and proof of payment.

What happened to EDG, PSG and MRA?

All three stopped accepting new applications on 29 September 2026 and were replaced by EDGE. Projects already submitted or approved continue under their original terms. Their pages here stay up for reference.

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